Terms of Service

1. Use of Website

You must be at least 18 years old. You agree to use the site lawfully and comply with these Terms. Unauthorized use may result in suspension or legal action.

2. Services Provided

SmartBookkeeper.ca ("SmartBookkeeper", "we", "our") provides information, training, tools, and access to independent bookkeeping/accounting professionals. Unless explicitly stated, SmartBookkeeper itself does not provide licensed public accounting services. Services engaged through listed providers are offered directly by those providers.

3. No Professional Advice

All site content is for educational and informational purposes only and is not financial, accounting, tax, or legal advice. Consult a qualified professional for advice tailored to your circumstances.

4. Memberships & Payments

• Memberships, subscriptions, or rentals of local pages may be subject to separate terms and fees.
• Unless stated otherwise, payments are non-refundable.
• We may modify, suspend, or discontinue features or services at any time.

5. Intellectual Property

All site content (including text, tools, calculators, graphics, and training materials) belongs to SmartBookkeeper or its licensors and is protected by law. You may not copy, distribute, or exploit content without prior written permission.

6. Third-Party Links

Links to external websites are provided for convenience. We do not control and are not responsible for their content or policies. Access at your own risk.

7. Limitation of Liability

To the maximum extent permitted by law, SmartBookkeeper will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from use of the site, reliance on site content, or services obtained through independent providers.

8. Indemnification

You agree to indemnify and hold harmless SmartBookkeeper, its affiliates, and personnel from claims or losses arising from your use of the site or breach of these Terms.

9. Modifications

We may update these Terms at any time. Continued use of the site after changes constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the Province of New Brunswick and the federal laws of Canada, without regard to conflict of law rules.

11. Contact

Questions? Email info@smartbookkeeper.ca.